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Stash: Invest. Learn. Save. app for iPhone and iPad

4.6 ( 1056 ratings )
Finance Education
Developer: Stash
Current version: 2.1.3, last update: 5 days ago
First release : 14 Oct 2015
App size: 110.76 Mb

Stash simplifies investing, saving, and retirement. You can start with just $5, and learn as you go. Join millions of Americans today, and build your future.

Turn on Smart-Save to make saving effortless. This savings genius puts away just the right amount for you, automatically. Then, all your savings will earn interest, or you can choose to invest them for the long run. You can always withdraw at anytime for free.

With Stash, all you need is $5 to become an investor. We let you invest in themes, so you can build a balanced portfolio that reflects you. Each theme offers fractional shares of Exchange-Traded Funds (ETFs), so you can invest just what you can afford. Then, use Auto-Stash to create an investment schedule and make investing a habit.

Learn how to invest with Stash. Our educational content will help you develop smarter financial habits. We provide simple savings and investment tips so that you can become a confident investor.

Stash Retire makes saving for retirement simple. We offer two types of retirement accounts: Roth and Traditional. With either account, you can get valuable tax benefits. And we’ll help you pick the one that’s right for you. Then, you can start saving and investing for the long run.

Protecting you is one of our top priorities. That’s why we employ advanced physical, electronic, and procedural safeguards—including 256-bit encryption and Secure Sockets Layer (SSL)—to keep your money, identity, and personal information safe. Additionally, our custodian is an SEC registered broker-dealer and a member of FINRA, NYSE, and SIPC. Securities in your account are protected up to $500,000. For details, please visit

Stash Invest is free for the first month. After that, we charge you a $1 monthly fee for Invest accounts and a $2 monthly fee for Retire accounts. We don’t charge for deposits, withdrawals, commissions, or trading fees. When your account reaches $5,000, we charge a flat fee of 0.25% per year (that’s only $12.50 a year for an account with $5,000).

Contact us anytime. We are here to help. Call 1-800-205-5164 between 8:30am-6:30pm ET M-F 12:00-5:00pm on weekends, or email us at for faster service.

Investment Advisory Services offered through Stash Investments LLC (“Stash”). Securities offered through Apex Clearing Corporation, Member FINRA/SIPC.

*1 month equals 30 days from the date of account sign up. Other fees may apply. See our website at for more information.

Important Disclosures: Information contained in the application (the “App”) should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Stash Investments LLC (“Stash”) is an SEC registered investment adviser. In order to open a Stash account, you must be at least 18 years of age and Stash is only available to US citizens, permanent residents and select visa types. Please contact us at or go to for more information.

Pros and cons of Stash: Invest. Learn. Save. app for iPhone and iPad

Stash: Invest. Learn. Save. app good for

Here's $5 to get you started. Use my link to sign up and we'll both earn $5.
Helps me save a little money and get involved with investing!
I have been wanting to invest for many years. This app makes it possible!
Your not going to make money like but it really is amazing how much money you can invest starting as low as 5 dollars, before you know it You have $500.00 dollars just like that.Stash invest is for people who think about there long term future,a definite must have!
As someone who is new to investing, and finds the whole concept of investing daunting, I love what Stash has done to ease people into the world of personal income growth through investing. From the helpful guides and information, to the great selection of Funds and ETFs - theres something for everyone, I enjoy firing up the app and tracking how my money is working.
It is so easy to save and invest with this app. The only recommendation that I have is that the graphs be a little bigger and easier to read. One of the best features is Auto-Stash, as it lets you put money into your account(s) very easily. I love that I can easily pause auto stash. Fix graphs.

Some bad moments

Eating Out = Investments As 50 something - empty nesters, My wife and I go out to eat a lot. I started investing and matching what we spend going out to eat every month. So as our going out to eat budget ebbs and flows, so do our Investments/Savings. This also keeps us mindful of what our discretionary budget actually IS. I also do the Auto-Stash of $20 per month.. So far so good. Try it, you'll like it!
Your code doesn't work any more, I tried it because I signed up directly without a code. Anyone wants the $5 you can use mine:
I wanted to like this app, but the low reviews are right. The funds take forever to go in or take out ,and youre often left waiting for transactions to clear. This takes a very long time. I tried to sell a stock when it was making a profit, but, when it finally sold, it sold for way less than I invested in it because the market had dropped. I tried to sell it before but the app takes too long. Now Im still waiting on the money to go back into my buying power so I can withdraw everything and delete the app for good. Im sure its a lot better when you invest more money and can afford to lose some, but its definitely not for beginners who dont have much to risk.
I am concerned by how much personal information I was asked for (SSN, etc). I havent set up fully yet due to this. Are any users having any problems with this?
There are many other better and cheaper apps for investing. Stash held my money for 3 days during a Sell for no reason other than to keep the cash since theyre legally allowed to. The fees per month are way higher than anywhere else for small account. That $1/month could be 100% of your investment if youve only invested that much! It should be based on percentage not flat rate.
I cant exactly give an honest review at this point. What I need is a Stash Admin to see this and respond appropriately. My account has been pending over 3 weeks now?! Dont advertise 2 - 3 days when in reality its a much longer process. I may just delete the app and go with Acorns.

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